Former beach bunny/girl surfer Francine Gidget Lawrence is an adult and married to her long-term beau Jeff Moondoggie Griffin. She deals with a variety of marital spats, as well as running her own travel agency, running interferences with her teenage niece, and trying to arrange a reunion of her husbands old surfing friends. Meanwhile, Jeff works as an architect and must fend off romantic advances from his beautiful and lascivious boss. Gidgets niece wants to learn how to surf and gets too much when she sneaks out to see a suave, self-serving beach bum behind the back of her nerdy boyfriend.