Tula Jetters (Ann Margret) is a stubborn widow who still mourns the death of her husband from years ago called The Captain. She lives alone in a big beautiful home by a lake, but her independence may be threatened by the reality of her diminished vision. She has resisted change, including seeing an eye specialist. Her late husbands niece Billie (Hunter Tylo) and nephew Dave (Sean OBryan) have a real estate agency and are now pressuring her to go into assisted living. They have dreams of using her land to make a killing in a big land development. They get a county social worker Jan (Rebecca McFarland) involved in evaluating her independence. Into this mix drops a drifter Henry (Matthew Settle) and his young daughter Cali (Shailene Woodley). Restless Henry becomes a handyman while Cali dreams of having a home here.